Description

The Remittance App is a comprehensive solution ideal for MVPs, offering advanced remittance features cases.

Demo logins

admin

url: https://whitelabel.markets/demos/remittance/admin

username: admin

password: 1234

user

url: https://whitelabel.markets/demos/remittance/login

email: demo@remote.com

password:junejune

Supports sending money via banks, mobile money, or cash pickups.

• Admins can configure banks, currencies, vendor fees, and delivery timelines.

• Pickup agents can verify codes, log in independently, and share revenue.

• No pre-integrated vendor APIs; custom solutions are available on request.

• Offers API reselling

Country Restriction

if your account in Remittance is created under US, you have to look up currencies under US. Every currency listed under a country have different restrictions such as local swap, international remittance currenies, delivery methods, delivery windows, account types, banks, mobile money networks and cash pickup. 

Local swap 

If this is available on a currency, it means you can swap it to other currencies under the listed country. For example if USD, CAD, EUR and GBP is listed under united states, & USD has local swap enabled, you can swap it to other currencies.

International remittance 

This is the list of recipient countries that you can send funds. For example multiple countries can be listed under USD as recipient countries tied to a particular currency, Nigeria - NGN can be a recipient currency under USD, meaning John can send USD to Sheila and she will receive it in NGN. You have to take note of international_remittance_id as this allows the system to understand what action you want to take.

Delivery method 

This includes bank, mobile_money and cash_pickup. Every delivery method has different payout fees, not all delivery methods are available for a currency. Account types are required when adding a recipient that has bank as a delivery method

Delivery window 

This is the speed of payout to recipient, each have different payout fees.

Fee Structure 

Its important to know how we calculate fees, it includes delivery window fees, payout method fee and swap fee if from and recipient currency ain't the same. fee type ranges from no_fee, fiat, percent, fiat_percent.

Request for Information (RFI)

For certain remittance transactions, users may be required to upload additional documents, as specified via email notifications.

Multi-Language Support

Supports multiple languages, with English as the default. Admins can download and translate JSON files for localization.

External APIs

• Currency rates: CurrencyLayer

• SMS: Twilio, Termii

Security Features

• Firewall: Blocks suspicious users and bans specific email domains.

• Multi-Factor Authentication: Supports SMS or email OTP for both admin and user accounts.

• Recaptcha: Google Recaptcha v3 integrated on login, registration, and contact pages.

• Transfer Tag Ban: Admins can block specific transfer tags.

Admins can configure:

• Transfer purposes and source of funds (for compliance).

• Supported file types for uploads.

Referral Program

Users can earn payout fee waivers for referring friends and family, applicable to remittance services.

All Features

1. Multi-language support
2. Login OTP
3. Advanced KYC with personal, document, and selfie uploads
4. Bank account addition
5. Social logins
6. Multiple payment gateways
7. Deposit management
8. Staff management
9. 2FA authentication
10. Referral and remittance fee waivers
11. Phone and email verification
12. Recaptcha
13. Exceptional user experience
14. Help center
15. Blog system
16. Live chat support
17. Analytics integration
18. Multiple email templates
19. Job queueing for email sending
20. Intuitive interface controls
21. Social links integration
22. Terms and privacy policy
23. Twilio SMS integration
24. Admin audit logs
25. Enhanced promotion system
26. Scalability-focused architecture