Description
The Loan App is a comprehensive solution ideal for MVPs, offering advanced loan and buy now pay later features for anyone.
Demo logins
admin
url: https://whitelabel.markets/demos/loan/admin
username: admin
password: 1234
user
url: https://whitelabel.markets/demos/loan/login
email: demo@remote.com
password:junejune
Loan System
Advanced loan system requires users to provide recent financial statements and guarantor information. Admins review this data to determine loan eligibility. Admins can establish loan plans, including suggested amounts, interest rates, failed interest, durations, and more. The platform effectively tracks pending loan applications, defaulters, and completed loans. An integrated loan calculator offers users a preview of their repayment plan upon loan approval. If enabled by admin, users can repay loans in installments. Users cannot apply for a loan if a pending application exists. Admins can view detailed statistics, including earnings from loan repayments. To avoid increased interest rates, the system sends reminders to clients two days before repayment deadlines. Each loan application includes bank account details. Modifying loan plans doesn't impact ongoing applications. Loans can be locked till a user qualifies for a certain borrowed amount from previous loan history
Buy Now Pay Later
Facilitates purchasing products, like an iPhone 14 Pro Max, with options to pay upfront and in installments. Customer address information is shared for convenient shipping. All loan application features apply here.
Request for Information (RFI)
For certain remittance transactions, users may be required to upload additional documents, as specified via email notifications.
Multi-Language Support
Supports multiple languages, with English as the default. Admins can download and translate JSON files for localization.
Withdrawal
Supports bank payouts and alternative withdrawal methods. Admins configure these in settings. Bank withdrawal settings include account validation, withdrawal limits, and fees. Crypto and PayPal withdrawals can be added with prerequisites and fees.
All Features
- Multi-language support
- Diverse withdrawal options
- Login OTP
- Advanced KYC with personal, document, and selfie uploads
- Bank account addition
- Social logins
- Multiple payment gateways
- Payout and deposit management
- Beneficiary system
- Staff management
- 2FA authentication
- Phone and email verification
- Recaptcha
- Next of Kin details
- Exceptional user experience
- Help center
- Blog system
- Live chat support
- Analytics integration
- Multiple email templates
- Job queueing for email sending
- Intuitive interface controls
- Social links integration
- Terms and privacy policy
- Twilio SMS integration
- Admin audit logs
- Enhanced promotion system
- Scalability-focused architecture
